2025 Roth Ira Limits Over 50

2025 Roth Ira Limits Over 50. The 2025 roth ira income limit goes up by $4,000 for single filers and $6,000. The contribution limits for a traditional or roth ira.

For example, if you contribute $5,000 to a roth ira, the most you could contribute to a traditional ira would be $2,000 in 2025 if you’re under 50. The roth ira direct contribution limit phaseout will increase from $146,000.